Explore an illustrative lineup of First Midwest FCU business solutions designed for shop owners, contractors, and community organizations.
Perfect for startups and small shops with predictable cash flow and digital-first needs.
A revolving line of credit to smooth seasonal swings and cover inventory or payroll.
Accept payments in-store, online, or curbside with fast funding and transparent pricing.
Upload payroll files, approve from your phone, and view real-time status updates.
Try the demo workflowMonitor balances, upcoming payments, and card controls from a single secure view.
See dashboard layoutSet per-employee budgets, auto-categorize expenses, and export to your accounting software.
Review card controls“We needed a lender who understood seasonal cash flow and could react quickly when we landed a wholesale account. First Midwest FCU paired a line of credit with merchant services so we could deliver on larger orders without missing a beat.”— Casey R., Owner of Bluebird Bakery & Café
Have your formation documents, EIN confirmation, or DBA certificate ready.
List beneficial owners with at least 25% ownership, plus one control person.
Bring resolutions or minutes granting authority to open accounts and borrow.
Share estimated monthly deposits, withdrawals, and card volume so we can tailor solutions.