Grow your money with
flexible savings tools
Whether you're building an emergency fund or preparing for a big milestone, we help you stay on track — and stay motivated.
Find the right savings account
Three products designed around how members actually save — from everyday goals to long-term milestones.
High-Yield Savings
Keep your emergency fund liquid while earning a competitive dividend rate that beats most traditional savings accounts.
- Unlimited transfers to First Midwest accounts
- Rename goal buckets & track progress visually
- Monthly insights highlight trends
- Instant transfers between your accounts
Goal Builder CDs
Lock in a higher rate with flexible maturity options and milestone-based partial withdrawals — your money, your timeline.
- Deposit as little as $500 to get started
- Automatic ladder suggestions every renewal
- Penalty-free access to 20% once per term
- Multiple term lengths available
Junior Launch Savings
Help younger members build smart habits early — with allowances, chore tracking, parent controls, and milestone badges.
- Automatic allowance transfers weekly
- Progress badges for savings milestones
- Shared visibility with parent/guardian
- Real money, real lessons, real confidence
Three ways members
put savings on autopilot
Emergency buffer
Set an automatic transfer from your paycheck to build three months of expenses without thinking about it.
Dream vacation bucket
Create a bucket labeled "Summer Road Trip," track contributions, and get alerts at every 25% milestone.
Tuition planning
Pair Goal Builder CDs with automatic deposits timed to match semester due dates.
Your money.
Your goals. Your pace.
We built our savings tools around how real families actually save — not around account minimums or complex tiers. Start small, stay consistent, and let your balance do the work.
Every savings account includes free digital banking, goal tracking, and local support whenever you need it.
Frequently asked questions
Quick answers about our savings products and how they work.